Try jumping through hoops! That's what I've been doing today while trying to set up a retirement account.
The concept of saving for retirement is one that is drilled into us incessantly by banks and financial advisors. We must put money away for the future because the government can't afford to take care of us anymore, after paying them to do so for our whole working lives, we're just being selfish to expect any of that hard earned money back one day. So get an IRA - but don't put away too much money [the government regulates how much you're allowed to save] - we don't want any one to be too rich when they're old. No, no.
I'd like to save money for retirement [soon to be a fantasy concept the way things are going] just as much as the next person, but I have some far out requirements that pose unique problems for banking institutions.
1. I'm not already rich. I know - how dare I want to save only pennies a day? It seems most places I've looked have minimum balance requirements for opening an IRA. The most reasonable - $250 - the most outrageous $25,000 [I laughed at the woman over the phone when she told me that.] Honey, if I had $25,000, I'd be paying off my bills with it.
2. I want to make contributions. Weird right? I mean, employer run IRAs make contributions for you, put what happens if you're self employed? Some instutitions want to open a new account every time you make a contributions, so you end up with hundreds of individual accounts with small balances - way to save on paying interest, right?
3. I don't want to trade stocks, bonds, pig belly futures or commodities. I'm not interested in day trading. All I want is to put my money somewhere safe until I need it.
4. I don't want to pay someone to hold my money. This is the biggie - I mean who am I to expect a financial instiution not to try to bleed me dry, right? If I'm already losing money in a stock based account, why wouldn't I also want t see my balance trickle away with maintenance fees as well? Losing money a little at a time is almost as much fun as hiding it under the mattress and hoping moths don't eat it.
Ah well, back to my work out. At this rate, I may not have any money for retirement, but at least I'll be really skinny from jumping through all these hoops and since skinny people never get sick, I can just keep working and forget about retirement completely.
Tuesday, October 18, 2011
Friday, October 14, 2011
I am, therefore I think...
...or, let's put the cart before the horse.
It seems a group of esteemed researchers have made the fantastic intuitive leap that taking birth control pills leads women to choose boring men as mates. [Read the simplified version here.]
That’s sort of like saying … hmm, I can’t even come up with a similarly dumb analogy for that one.
Apparently, a study of 2500 women bore out the conclusion that those who take birth control pills tend to look for more stable, less exciting men to date, marry and have children with. They also report a higher satisfaction with their relationships.
So, ladies, if the exciting bad boys you’ve been dating just aren’t cutting it in the husband department, for heaven’s sake, go on the pill! You’ll be better able to, and apparently more interested in, a regular, down to earth, not so pretty, less macho, well employed provider type. It all has to do with hormones.
Apparently it never occurred to these researchers that perhaps, just perhaps, women who tend to be attracted to stable, intelligent, hard working, dependable men may also have the innate desire to better control their own reproductive lives, and be smart enough to choose men who will provide them with longer lasting, durable relationships. Or, let’s turn that around, women who give a crap about how many children they have and when, are more likely to choose men who are good husband material.
Duh.
Sure we’ve all drooled over the hot, macho guy who can bench press a semi, or wrangle a shark or put out fires with his bare hands, but is it really a little pastel pill that suddenly gives women who would otherwise be dating cowboys and daredevils the desire to settle down with a guy who has a steady paycheck and no dueling scars? Please. Give the female race a little credit, shall we?
I’d make a bet these researchers also think it was the chicken that came first.
It seems a group of esteemed researchers have made the fantastic intuitive leap that taking birth control pills leads women to choose boring men as mates. [Read the simplified version here.]
That’s sort of like saying … hmm, I can’t even come up with a similarly dumb analogy for that one.
Apparently, a study of 2500 women bore out the conclusion that those who take birth control pills tend to look for more stable, less exciting men to date, marry and have children with. They also report a higher satisfaction with their relationships.
So, ladies, if the exciting bad boys you’ve been dating just aren’t cutting it in the husband department, for heaven’s sake, go on the pill! You’ll be better able to, and apparently more interested in, a regular, down to earth, not so pretty, less macho, well employed provider type. It all has to do with hormones.
Apparently it never occurred to these researchers that perhaps, just perhaps, women who tend to be attracted to stable, intelligent, hard working, dependable men may also have the innate desire to better control their own reproductive lives, and be smart enough to choose men who will provide them with longer lasting, durable relationships. Or, let’s turn that around, women who give a crap about how many children they have and when, are more likely to choose men who are good husband material.
Duh.
Sure we’ve all drooled over the hot, macho guy who can bench press a semi, or wrangle a shark or put out fires with his bare hands, but is it really a little pastel pill that suddenly gives women who would otherwise be dating cowboys and daredevils the desire to settle down with a guy who has a steady paycheck and no dueling scars? Please. Give the female race a little credit, shall we?
I’d make a bet these researchers also think it was the chicken that came first.
Sunday, October 9, 2011
The take or leave it century
You hear a lot of speculation about how the world can recover from this global recession, and I have a bunch of my own theories but I’m starting to think we may never pull out of this if we don’t bring back some good old fashioned accountability all across the board.
How can anyone make money or forge a lasting business if they just don’t care?
I ask this because I’m so tired of seeing the laissez-faire attitude from businesses, banks, doctors, etc. No one has the gumption to put their best foot forward anymore. Is it any wonder no one’s making money?
A case in point, I hired a supposed professional several weeks ago to fix a leaky gutter on my house. After the work was done, for a reasonable $30.00, I was told if there were any problems to call the company and someone would come back to fix it. Well, the next rain storm produced a waterfall from the gutter which had previously only been dripping. I called. It took several phone calls to finally get someone to return, repair the leak a second time and leave. The next time it rained the gutter went back to dripping, so I was right back where I started. Several more phone calls only served to irritate the company manager who ended up telling my husband never to call again.
Naturally I did what I do best. I left reviews of the company wherever I could. We contacted the Better Business Bureau and put in a complaint. The manager called to complain to us about this because he couldn’t understand why we were making such a big deal over a $30 job.
Seriously?
Clearly the man has no business sense. No one ever told him that the $30.00 customer should be treated the same way the $30,000 customer is treated because you never know when one can turn into the other. His feeling was, we were supposed to excuse poor service, rudeness over the phone and a reluctance to fix the problem because, after all, we’d only paid $30, the price quoted to us by his own technician. Now the company is annoyed because the Internet reviews are out there tarnishing their reputation. Boo hoo.
Do a good job and you won’t have to worry about your reputation.
As a writer, I have to put my work out there and take the chance someone will give a trashy review. A bad review will hurt my business, it will impact my book sales. I know this because I’ve changed my mind about buying books after reading poor reviews. I don’t whine about those bad reviews. I don’t moan and say, what did they expect for a $0.99 book or a $4.99 book? If they’d been willing to pay $29.99 for it, I might have done a better job. That’s BS of the highest magnitude. My book sales are driven by the good reviews, the ones I get because I care about what I produce. In the information age, if you do crappy work, the world will know about it in a heartbeat. Welcome to the 21st Century, put on your big girl panties and deal with it.
Yet this attitude seems to prevail. I see it among writers who do whine about their bad reviews and engage reviewers in arguments. I see it in businesses that relegate small, inexpensive jobs to lesser skilled workers and provide less customer service to the ‘little guy’. I see it in banks that charge fees for low balance accounts and not for higher balances, in doctors and medical practices that give better service to patients who pay their own way as opposed to those relying on insurance [or sometimes vice versa depending on where they think they’ll get the most money]. I see it in government where budget cuts lead to lack of service which punishes the communities rather than the higher government that imposes the budget cuts to begin with. There seems to be a resentment of the everyday working person, the person who doesn’t just want to save money but HAS to in order to survive. We’re not supposed to complain about higher taxes, increased fees, lower compensation for health insurance, cuts in our salaries, higher gas prices, higher food prices, less service everywhere. We’re just supposed to shut up and accept that no one can go the extra mile anymore because we can no longer pay for it.
I guess the old adage is true: Money talks and bull shit is the new gold standard.
How can anyone make money or forge a lasting business if they just don’t care?
I ask this because I’m so tired of seeing the laissez-faire attitude from businesses, banks, doctors, etc. No one has the gumption to put their best foot forward anymore. Is it any wonder no one’s making money?
A case in point, I hired a supposed professional several weeks ago to fix a leaky gutter on my house. After the work was done, for a reasonable $30.00, I was told if there were any problems to call the company and someone would come back to fix it. Well, the next rain storm produced a waterfall from the gutter which had previously only been dripping. I called. It took several phone calls to finally get someone to return, repair the leak a second time and leave. The next time it rained the gutter went back to dripping, so I was right back where I started. Several more phone calls only served to irritate the company manager who ended up telling my husband never to call again.
Naturally I did what I do best. I left reviews of the company wherever I could. We contacted the Better Business Bureau and put in a complaint. The manager called to complain to us about this because he couldn’t understand why we were making such a big deal over a $30 job.
Seriously?
Clearly the man has no business sense. No one ever told him that the $30.00 customer should be treated the same way the $30,000 customer is treated because you never know when one can turn into the other. His feeling was, we were supposed to excuse poor service, rudeness over the phone and a reluctance to fix the problem because, after all, we’d only paid $30, the price quoted to us by his own technician. Now the company is annoyed because the Internet reviews are out there tarnishing their reputation. Boo hoo.
Do a good job and you won’t have to worry about your reputation.
As a writer, I have to put my work out there and take the chance someone will give a trashy review. A bad review will hurt my business, it will impact my book sales. I know this because I’ve changed my mind about buying books after reading poor reviews. I don’t whine about those bad reviews. I don’t moan and say, what did they expect for a $0.99 book or a $4.99 book? If they’d been willing to pay $29.99 for it, I might have done a better job. That’s BS of the highest magnitude. My book sales are driven by the good reviews, the ones I get because I care about what I produce. In the information age, if you do crappy work, the world will know about it in a heartbeat. Welcome to the 21st Century, put on your big girl panties and deal with it.
Yet this attitude seems to prevail. I see it among writers who do whine about their bad reviews and engage reviewers in arguments. I see it in businesses that relegate small, inexpensive jobs to lesser skilled workers and provide less customer service to the ‘little guy’. I see it in banks that charge fees for low balance accounts and not for higher balances, in doctors and medical practices that give better service to patients who pay their own way as opposed to those relying on insurance [or sometimes vice versa depending on where they think they’ll get the most money]. I see it in government where budget cuts lead to lack of service which punishes the communities rather than the higher government that imposes the budget cuts to begin with. There seems to be a resentment of the everyday working person, the person who doesn’t just want to save money but HAS to in order to survive. We’re not supposed to complain about higher taxes, increased fees, lower compensation for health insurance, cuts in our salaries, higher gas prices, higher food prices, less service everywhere. We’re just supposed to shut up and accept that no one can go the extra mile anymore because we can no longer pay for it.
I guess the old adage is true: Money talks and bull shit is the new gold standard.
Friday, September 30, 2011
Shed your kids – for weight loss?
Here’s a clunker of an article by Emily Leamon at Be Well Philly, which provides us with the snippet of wisdom that having kids makes us fat. Ye Gods! So the only way to stop the dreaded obesity epidemic may be to simply stop the human race. If we can avoid having kids, maybe we can avoid packing on the pounds later in life.
The tragedy of this article isn’t that it quotes useless BMI statistics, [which is does], or this ridiculous quote:
Fathers gain more weight than mothers, on average, likely because their lifestyle choices—smoking, drinking—are impacted most. As fathers give up those habits, they turn to food, researchers suggest, which leads to more pounds over time.
slyly suggesting if those dads just kept on drinking and smoking they would stay thin, but that Ms. Leamon’s only solution to the ‘problem’ is to “try, oh try to stay in shape before you dive into parenthood.” Such sage advice! Especially when the article itself touts the magical age for childbearing to be 26 – pick a different age in either direction and you’re doomed to pork up apparently.
I could have saved the researchers a lot of time and effort and told them why parents gain more weight than childless people. The answers are simple and clear to anyone with kids. Stress! When you can spend all your time smoking, drinking and doing recreational drugs as the source article mentions prominently as being the reason why fathers especially gain more weight, and you don’t have to be responsible for the life of another human being, it’s a lot easier to stay thin. Having less time to cook and shop and less money to spend on those suspiciously more expensive “healthy foods” is also a contributing factor.
Let’s face it, kids are expensive and time consuming and they impact a person’s ability to stay focused on the all important weight of their bodies. The takeaway from both of these articles is – if you want to stay thin, forget kids, stick to the smoking and drinking and substance abuse ‘cause lord knows it won’t help you after you have them.
The tragedy of this article isn’t that it quotes useless BMI statistics, [which is does], or this ridiculous quote:
Fathers gain more weight than mothers, on average, likely because their lifestyle choices—smoking, drinking—are impacted most. As fathers give up those habits, they turn to food, researchers suggest, which leads to more pounds over time.
slyly suggesting if those dads just kept on drinking and smoking they would stay thin, but that Ms. Leamon’s only solution to the ‘problem’ is to “try, oh try to stay in shape before you dive into parenthood.” Such sage advice! Especially when the article itself touts the magical age for childbearing to be 26 – pick a different age in either direction and you’re doomed to pork up apparently.
I could have saved the researchers a lot of time and effort and told them why parents gain more weight than childless people. The answers are simple and clear to anyone with kids. Stress! When you can spend all your time smoking, drinking and doing recreational drugs as the source article mentions prominently as being the reason why fathers especially gain more weight, and you don’t have to be responsible for the life of another human being, it’s a lot easier to stay thin. Having less time to cook and shop and less money to spend on those suspiciously more expensive “healthy foods” is also a contributing factor.
Let’s face it, kids are expensive and time consuming and they impact a person’s ability to stay focused on the all important weight of their bodies. The takeaway from both of these articles is – if you want to stay thin, forget kids, stick to the smoking and drinking and substance abuse ‘cause lord knows it won’t help you after you have them.
Wednesday, September 28, 2011
Product Review: Sally Hansen Salon Effects
I got back into nail polish in a big way this year, after years of not having the time or the patience to mess with a manicure. I decided one day that I needed more color in my life and went hog wild buying new colors.
Then I remembered all the reasons I gave up nail polish in the first place. The smell is headache inducing. The bottles can spill, and you can’t clean nail polish off of most things. You have to sit around waiting for your nails to dry and if you don’t, they get smudged. After a day [or five minutes] the polish chips. The nail polish remover stinks, and lastly, if you’re not coordinated, one hand looks good and the other one looks like a first-grader painted it.
I ran across Sally Hansen Salon Effects nail polish strips at CVS where they cost about $10.00 for a set that will do one manicure. Pricey, but if you compare – there are some bottles of nail polish that cost at least that much, and a trip to a salon for a live manicure would cost even more. I decided to spring for a pack in purple and I tried it out.
The effect is actually pretty cool. You get a very shiny look that stays shiny. You have, as the package says, no dry time, and you get some very cool patterns to choose from as well as nifty, bright solid colors. The set comes with a three-surface emery board and a cuticle stick as well as 16 strips. My favorite part is, once you apply a strip, the nail is done. You can stop in the middle of a manicure and answer the phone, dig the remote out of the couch cushions, pet the cat, whatever and it will have no effect on your nails. No sitting around blowing on your hands or waving them around just so you can go to the bathroom.
Those are the highlights. The con column is a bit more populated.
For the price, you get ONE manicure. A bottle of polish ranging from $1.99 to $9.99 can do multiple manicures and last for years.
You get 16 strips, which seems like a nice amount. In case you screw up the original 10, you have six more to play with. But why not 20? The application of the strips is fairly simple, so it’s hard to screw one up. Both times I’ve used the strips, I’ve had six leftovers.
The leftover strips are useless. You can’t save them. After a time, they become somewhat brittle, you can’t peel them off their backings, and they rip if you try. You could use one of the two packaged sets of 8 – and do an odd nail on each hand to get two manicures out of the pack, but once you open the foil pack they come in, those strips are done.
There is a mess. Once you’ve peeled your polish strips, shaped them to your nails and pulled off the excess, you have thin cellophane strips all over the place and torn pieces of nail strips that are still sticky on the back. Granted they’re not too hard to clean up, but there’s a pile of little pieces that can be a nuisance.
The polish does chip, just like regular polish. And of course, with no bottle of that color, you can’t do a touch up. I solved the chip problem by cutting my nails after a couple of days, which made the manicure last another week, but don’t be fooled. You’d be hard pressed to get 10 days out of the manicure as the package promises.
There is a faint smell. It’s nothing like when you open a bottle of polish, but there is some mild chemical odor. Not enough to be a deterrent, but it’s there.
Removal still requires regular nail polish remover [which stinks] and the strips come off in layers, first the color, then the white base, so it takes some work to get your nails completely clean, more so than with most liquid polish.
Overall, I’d give Sally Hansen Salon Effects a C+ - they’re fun to work with, it’s a different process than applying nail polish that circumvents some of the nuisance of liquid polish, but the price and the chipping problem take away from the idea that this is a perfectly convenient alternative to liquid polish.
Then I remembered all the reasons I gave up nail polish in the first place. The smell is headache inducing. The bottles can spill, and you can’t clean nail polish off of most things. You have to sit around waiting for your nails to dry and if you don’t, they get smudged. After a day [or five minutes] the polish chips. The nail polish remover stinks, and lastly, if you’re not coordinated, one hand looks good and the other one looks like a first-grader painted it.
The effect is actually pretty cool. You get a very shiny look that stays shiny. You have, as the package says, no dry time, and you get some very cool patterns to choose from as well as nifty, bright solid colors. The set comes with a three-surface emery board and a cuticle stick as well as 16 strips. My favorite part is, once you apply a strip, the nail is done. You can stop in the middle of a manicure and answer the phone, dig the remote out of the couch cushions, pet the cat, whatever and it will have no effect on your nails. No sitting around blowing on your hands or waving them around just so you can go to the bathroom.
Those are the highlights. The con column is a bit more populated.
For the price, you get ONE manicure. A bottle of polish ranging from $1.99 to $9.99 can do multiple manicures and last for years.
You get 16 strips, which seems like a nice amount. In case you screw up the original 10, you have six more to play with. But why not 20? The application of the strips is fairly simple, so it’s hard to screw one up. Both times I’ve used the strips, I’ve had six leftovers.
The leftover strips are useless. You can’t save them. After a time, they become somewhat brittle, you can’t peel them off their backings, and they rip if you try. You could use one of the two packaged sets of 8 – and do an odd nail on each hand to get two manicures out of the pack, but once you open the foil pack they come in, those strips are done.
There is a mess. Once you’ve peeled your polish strips, shaped them to your nails and pulled off the excess, you have thin cellophane strips all over the place and torn pieces of nail strips that are still sticky on the back. Granted they’re not too hard to clean up, but there’s a pile of little pieces that can be a nuisance.
The polish does chip, just like regular polish. And of course, with no bottle of that color, you can’t do a touch up. I solved the chip problem by cutting my nails after a couple of days, which made the manicure last another week, but don’t be fooled. You’d be hard pressed to get 10 days out of the manicure as the package promises.
There is a faint smell. It’s nothing like when you open a bottle of polish, but there is some mild chemical odor. Not enough to be a deterrent, but it’s there.
Removal still requires regular nail polish remover [which stinks] and the strips come off in layers, first the color, then the white base, so it takes some work to get your nails completely clean, more so than with most liquid polish.
Overall, I’d give Sally Hansen Salon Effects a C+ - they’re fun to work with, it’s a different process than applying nail polish that circumvents some of the nuisance of liquid polish, but the price and the chipping problem take away from the idea that this is a perfectly convenient alternative to liquid polish.
Wednesday, September 21, 2011
Get your finger off that button!
An open letter to door-to-door salespeople
Dear Representative of X Company,
I hate to be rude. I really, really do, but when you stop understanding nice, I have to bring out the big guns. While I appreciate that you need to make a living, and somehow you got the idea that working on commission will fill your coffers and allow you to pay the rent, I really don’t care. I’m sorry for that. I have no doubt the day will come when you realize all the hours you spent hiking through my neighborhood and neighborhoods like it are largely for naught. You do have my sympathy.
However, you need to understand that I’m not sitting in my house, twiddling my thumbs, just waiting for the doorbell to ring – any more than I’m sitting anxiously by the phone waiting to hear the voice of a telemarketer. When you show up on my doorstep at 5:45 PM, please don’t look disappointed or shocked or hurt or offended when I tell you, “I’m making dinner right now, I cannot talk to you.” I’m really not kidding. When I tell you, “I have something on the stove,” it is actually not a lie. Asking if you can come back in 15 minutes is…well…STUPID, because in 15 minutes I will be sitting down to eat that which I now have on the stove. Assuming it’s not burning while I’m trying to get you off my porch in the nicest way possible.
Please try to understand that I can’t just set up a future appointment with you while I’m hanging out my door trying to keep my pets from bolting outside to greet you or eat you as the case may be. I need a calendar to make an appointment and I don’t have one in my hand at the moment. I have no intention of inviting you in, so I’d have to close the door while you wait for me to locate my calendar, and the chances that I’ll open it again are slim. You must realize that if I wanted my driveway repaved, or my roof reshingled, or a better cable service, I would be calling a company [maybe even yours] and lining up a consultation, but I’m NOT, so chances are, I’m also NOT in the market for your services at this moment in time, while I’m making dinner, or taking a nap, or cleaning my kitchen floor, or working, or reading a book or talking on the phone.
If you want my attention, leave a flyer in my mailbox. I’ll probably throw it away, but the chances are better that I’ll glance at it and maybe even file it away for future reference.
So, for heaven’s sake, get your finger off that door bell button. Step off the porch and proceed down the walkway until you reach the sidewalk. Then GO AWAY. I don’t want any. I’m not interested. Don’t call me, I’ll call you. I’m busy. And while you’re at it, look for a different job, because there’s no future in door-to-door sales. Really. There isn’t.
Dear Representative of X Company,
I hate to be rude. I really, really do, but when you stop understanding nice, I have to bring out the big guns. While I appreciate that you need to make a living, and somehow you got the idea that working on commission will fill your coffers and allow you to pay the rent, I really don’t care. I’m sorry for that. I have no doubt the day will come when you realize all the hours you spent hiking through my neighborhood and neighborhoods like it are largely for naught. You do have my sympathy.
However, you need to understand that I’m not sitting in my house, twiddling my thumbs, just waiting for the doorbell to ring – any more than I’m sitting anxiously by the phone waiting to hear the voice of a telemarketer. When you show up on my doorstep at 5:45 PM, please don’t look disappointed or shocked or hurt or offended when I tell you, “I’m making dinner right now, I cannot talk to you.” I’m really not kidding. When I tell you, “I have something on the stove,” it is actually not a lie. Asking if you can come back in 15 minutes is…well…STUPID, because in 15 minutes I will be sitting down to eat that which I now have on the stove. Assuming it’s not burning while I’m trying to get you off my porch in the nicest way possible.
Please try to understand that I can’t just set up a future appointment with you while I’m hanging out my door trying to keep my pets from bolting outside to greet you or eat you as the case may be. I need a calendar to make an appointment and I don’t have one in my hand at the moment. I have no intention of inviting you in, so I’d have to close the door while you wait for me to locate my calendar, and the chances that I’ll open it again are slim. You must realize that if I wanted my driveway repaved, or my roof reshingled, or a better cable service, I would be calling a company [maybe even yours] and lining up a consultation, but I’m NOT, so chances are, I’m also NOT in the market for your services at this moment in time, while I’m making dinner, or taking a nap, or cleaning my kitchen floor, or working, or reading a book or talking on the phone.
If you want my attention, leave a flyer in my mailbox. I’ll probably throw it away, but the chances are better that I’ll glance at it and maybe even file it away for future reference.
So, for heaven’s sake, get your finger off that door bell button. Step off the porch and proceed down the walkway until you reach the sidewalk. Then GO AWAY. I don’t want any. I’m not interested. Don’t call me, I’ll call you. I’m busy. And while you’re at it, look for a different job, because there’s no future in door-to-door sales. Really. There isn’t.
Saturday, September 17, 2011
Complaints are lies...
…and bad manners besides.
During last week’s episode of Dr. Who on BBC America, I was treated to a commercial for a miraculous new weight loss product called Lipozene.
According to the commercial, Lipozene is the answer for people who have had problems losing weight and finally want something that works. Oh goody!
I decided to look up Lipozene and find out what the hype was all about – the very hype that the Lipozene people don’t want us to believe.
I won’t post a link to the Lipozene site, but I will tell you that Lipozene claims to be an ‘all natural remedy’ used for generations in Japan that ‘acts as a sponge in your intestines.’ That’s so much better than all those nasty lifestyle changes that can be damaging to your system.
Don’t worry, Lipozene has no side effects! It’s been clinically proven to work and best of all, if you come across any complaints or negative reviews on the Internet don’t believe them because [and here’s a quote]:
• Many people who submit complaints to these supposedly unbiased review sites say they were ripped off or that the product didn’t work. The fact is that most of them never received the product because their credit cards were declined, or they never ordered it in the first place. Our customer service department has done the research to prove the facts behind these Lipozene complaints.
Yep, anyone who has a bad report about the product, probably never really bought it in the first place! They’re just lying. Isn’t that rude?
Obviously you can trust someone who tells you all complaints about them must be lies. So there you go. A new and effective way to lose weight, safely and naturally. Stock up while the lies supplies last!
During last week’s episode of Dr. Who on BBC America, I was treated to a commercial for a miraculous new weight loss product called Lipozene.
According to the commercial, Lipozene is the answer for people who have had problems losing weight and finally want something that works. Oh goody!
I decided to look up Lipozene and find out what the hype was all about – the very hype that the Lipozene people don’t want us to believe.
I won’t post a link to the Lipozene site, but I will tell you that Lipozene claims to be an ‘all natural remedy’ used for generations in Japan that ‘acts as a sponge in your intestines.’ That’s so much better than all those nasty lifestyle changes that can be damaging to your system.
Don’t worry, Lipozene has no side effects! It’s been clinically proven to work and best of all, if you come across any complaints or negative reviews on the Internet don’t believe them because [and here’s a quote]:
• Many people who submit complaints to these supposedly unbiased review sites say they were ripped off or that the product didn’t work. The fact is that most of them never received the product because their credit cards were declined, or they never ordered it in the first place. Our customer service department has done the research to prove the facts behind these Lipozene complaints.
Yep, anyone who has a bad report about the product, probably never really bought it in the first place! They’re just lying. Isn’t that rude?
Obviously you can trust someone who tells you all complaints about them must be lies. So there you go. A new and effective way to lose weight, safely and naturally. Stock up while the lies supplies last!
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